I am a web junkie, financial writer and somewhat of a creative.
I am a contributor at breadmarket charged with writing about the ins and outs of personal finance, with the goal to help credit consumers better understand the financial products they buy. I focus on issues of bad credit and have written guides on loans for people with bad credit, credit cards for people with bad credit history as well as many other guides on loans and credit cards. Many credit or loan seekers are just eager to get their hand on the money and often don’t fully consider the long term cost, but given the causes of the credit crisis, I think it is important that people understand the financial products they’re signing up to.
I have also worked as a financial advisor in the past, where I advised people what they can do to get out of debt or simply to improve their credit rating; credit ratings are important not only when applying for loans but are increasingly being taken into account when renting a house. In my free time I like to participate in online communities, again helping people who may have questions about loans or credit cards or other money related issues.